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We all know what kind of a second class citizen you are when you have bad credit. Ultra high interest rates even if we can get a loan or credit card. Now even our insurer run a credit check on us determine rates and even if they will write the policy, contingent on our credit rating or credit score. And now even apartment complexes are running credit checks. How invasive is that? We know it if we have bad credit. Try renting a car without a major credit card. Hotel discriminate against guest without credit cards by demanding a large cash deposit. An the bad part is when one goes bad they all head South. If you have a gas card in default, they'll all shut you off!

So now we are able to pay our bills but can't get credit. Well who knows, there might be incorrect information on our credit reports.

Here how the game works. We can even do it ourselves. You just keep protesting the bad entry until the creditor quits responding to it. They only have thirty (30) days. But here comes the rub: Every one of the companies we've recommended have stung us resulting is us have to pay back our customers. Here's the scam: they claim you can do the deal for say $299.00. Well that seems like a good deal, doesn't it? You don't have to write letters and keep track of the different credit report bureaus - a lot of time and work for the us. Only they come back after the deal is done and say, "listen, for a $100 a month maintenance fee we will keep your record clean because a couple of creditor have slipped back on there". Our customers come to us complaining and we have to refund the $299.00.

I got to the point where we were going to quit credit repair on fastcashonline.com. It wasn't worth the hassle and bad will, but our customers NEEDED credit repair.

We also have mortgage loans and a lender turned us on to a group of guys in Iowa (the good old Midwest, good work ethic) of all places that have been getting fantastic results for their credit challenged customers. There are no monthly maintenance fees or other scams being run there. I spoke with the owners many times and decided to try them. We had an application where the applicant was trying to get a home mortgage. The broker ran his credit and it had 72 pages of judgments, bad debt, tax liens, even bankruptcy. We sent it over to the credit repair people in Iowa as a joke and the next thing we know the lender had funded the loan. Unbelievable. But there are some things they can't remove. That's why you need to speak with a credit repair guy to see if you qualify. There is no need spending your money to find out they can't help you. Forget that! They guys charge $225 for one person and $395 for a couple. This is a bargain as far as credit repair goes.

Another outfit we had high hopes for were lawyers out West and their pitch was: we attack the bad entry on legal grounds because the credit card companies for example fail to follow the law regarding sending you registered mail announcing your default. Only $750.00 for a couple. Too much money and they didn't get results. That's what its all about: results!

Just fill-out out our e-mail request below and have one of these guys call and tell you whether they can help you now or not and what you have to do to get help. We've never made a refund on these people. They rock!

Apply now!

I copied this off one of their brochures:

“Giving Credit Where Credit is Due” One time charge: $225/person $395/couple

What We Can Do:
• Repair Inaccurate Items
• Repair Outdated Items
• Repair Duplicate Listings
• Repair Damage From:
• Bankruptcy
• Divorce
• Identity Theft

Frequently Asked Questions

How long does it take? Why?

Our service takes 45-60 days to complete. A creditor has 30 days to investigate a dispute and notify the credit reporting agencies of the change. Once the credit reporting agencies are notified of a change, it can take an additional 15-30 days to reflect on your credit profile.

Is there anything about your service that can have a negative impact on my credit?

No. There will be no evidence on your credit report that any credit repair has been done.

What should or shouldn’t I be doing during the process to help?

You should : Stay current on your payments!

Any new late payments or collections may negate any progress that may have been made.

You shouldn’t : Add any new collections!

Why do I have to sign a Power-of-Attorney?

The Power-of-Attorney only grants us the right to act on your behalf when repairing your credit profile.

Why are your prices so much lower than other credit repair companies?

We simply don’t feel that $500-$1000 is a fair or appropriate price for one person to have their credit repaired. We understand that most of our clients are either in debt or may be struggling financially. Credit Repair is not beneficial to anyone if the cost is too high.

Here's some more credit repair info.

Your credit report is a listing of your payment history on credit cards and loans, including your mortgage. It includes information about outstanding loans, debt repayment and credit limits. It may also include non-credit information, such as jobs you have held, public record information, your date of birth and your address.

Your credit report is reviewed by lenders when you apply to them for credit. They use the report's information in deciding whether to give you a loan. If you have ever fallen behind in making payments on loans or on your credit cards, it may be difficult for you to get a new loan, an apartment or even a job. Most negative information—including information about federally-guaranteed student loans—stays on the report for seven years after it was reported; bankruptcies stay on for 10 years.

It also is possible that incorrect information may be in your credit report. For instance, your credit report might contain a statement that you failed to pay a debt that you did pay, information about another person with the same name, or a court action you were not involved in.

Damaged credit has a lot of people down these days. But it doesn't have to be that way. With help from others who have been in the trenches you can get your credit back on track. Our Iowa guys can help you help fast so you can get on with your life, be not controlled by the numbers.

Apply now!